:root {
  --blue:        #1E3A8A;
  --blue-dark:   #152D6E;
  --blue-deep:   #0D1F4A;
  --blue-wash:   #EEF2FB;
  --gold:        #C08A42;
  --gold-deep:   #9A6E32;
  --gold-light:  #E5C68F;
  --canvas:      #FFFFFF;
  --canvas-alt:  #F7F6F2;
  --ink:         #0E1726;
  --stone:       #5A6680;
  --stone-light: #8A93A8;
  --hairline:    rgba(14, 23, 38, 0.1);
  --hairline-soft: rgba(14, 23, 38, 0.06);

  --max: 1200px;
  --bleed: 1400px;
  --sec-y: clamp(3.5rem, 8vw, 6rem);
  --nav-h: 72px;
}
@media (max-width: 768px) { :root { --nav-h: 64px; } }

* { margin: 0; padding: 0; box-sizing: border-box; -webkit-tap-highlight-color: transparent; }
html, body { overflow-x: hidden; }
html { scroll-behavior: smooth; scroll-padding-top: var(--nav-h); }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  background: var(--canvas);
  color: var(--ink);
  line-height: 1.6;
  font-feature-settings: "cv11", "ss03";
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
.serif { font-family: 'Fraunces', Georgia, serif; letter-spacing: -0.02em; font-weight: 500; }
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
::selection { background: var(--blue); color: #fff; }

.container { max-width: var(--max); margin: 0 auto; padding: 0 24px; }
.bleed { max-width: var(--bleed); margin: 0 auto; padding: 0 24px; }
@media (max-width: 480px) { .container, .bleed { padding: 0 20px; } }

.eyebrow {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-deep);
}
.eyebrow.on-dark { color: var(--gold-light); }

.ledger-stamp {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 6px 14px;
  border: 1px solid var(--gold);
  border-radius: 2px;
  color: var(--gold-deep);
  font-family: 'Inter';
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.22em;
  text-transform: uppercase;
}
.ledger-stamp::before, .ledger-stamp::after {
  content: ""; width: 10px; height: 1px; background: var(--gold);
}
.ledger-stamp.on-dark { color: var(--gold-light); border-color: rgba(229, 198, 143, 0.55); }
.ledger-stamp.on-dark::before, .ledger-stamp.on-dark::after { background: var(--gold-light); }

/* ==== NAV ==== */
header.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  transition: box-shadow 0.25s ease, background 0.25s ease;
  border-bottom: 1px solid transparent;
}
header.nav.scrolled {
  background: rgba(255, 255, 255, 0.98);
  box-shadow: 0 1px 0 var(--hairline), 0 4px 20px -12px rgba(14, 23, 38, 0.12);
}
.nav-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 12px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  height: var(--nav-h);
}
.nav-logo {
  display: inline-flex;
  align-items: center;
  flex-shrink: 0;
}
.nav-logo img { height: 36px; width: auto; display: block; }
@media (max-width: 480px) { .nav-logo img { height: 30px; } }

.nav-links {
  display: flex;
  align-items: center;
  gap: 30px;
}
.nav-links > a,
.nav-links > .nav-group > .nav-group-trigger {
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--ink);
  position: relative;
  padding: 6px 0;
  background: none;
  border: 0;
  font-family: inherit;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 5px;
}
.nav-links > a::after,
.nav-links > .nav-group > .nav-group-trigger::after {
  content: "";
  position: absolute;
  left: 0; bottom: 0;
  width: 100%; height: 1.5px;
  background: var(--gold);
  transform-origin: left;
  transform: scaleX(0);
  transition: transform 0.22s ease;
}
.nav-links > a:hover::after,
.nav-links > .nav-group:hover > .nav-group-trigger::after,
.nav-links > .nav-group.open > .nav-group-trigger::after { transform: scaleX(1); }

/* ==== NAV DROPDOWN ==== */
.nav-group { position: relative; }
.nav-group-trigger svg.chev { width: 11px; height: 11px; transition: transform 0.22s ease; stroke-width: 2.5; }
.nav-group:hover .nav-group-trigger svg.chev,
.nav-group.open .nav-group-trigger svg.chev { transform: rotate(180deg); }
.nav-dropdown {
  position: absolute;
  top: calc(100% + 10px); left: -16px;
  background: #fff;
  border: 1px solid var(--hairline);
  border-radius: 6px;
  padding: 10px;
  min-width: 260px;
  box-shadow: 0 16px 48px -20px rgba(14, 23, 38, 0.22);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-6px);
  transition: opacity 0.2s ease, transform 0.2s ease, visibility 0.2s;
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.nav-group:hover .nav-dropdown,
.nav-group.open .nav-dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.nav-dropdown a {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 14px;
  border-radius: 4px;
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--ink);
  transition: background 0.15s ease, color 0.15s ease;
}
.nav-dropdown a:hover { background: var(--blue-wash); color: var(--blue); }
.nav-dropdown a::after { display: none !important; }
.nav-dropdown svg.d-icon { width: 16px; height: 16px; color: var(--blue); flex-shrink: 0; stroke-width: 1.5; }
.nav-dropdown small {
  display: block;
  font-size: 0.72rem;
  color: var(--stone);
  font-weight: 400;
  margin-top: 2px;
}

.nav-phone {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--blue);
  color: #fff;
  font-weight: 600;
  font-size: 0.9rem;
  font-variant-numeric: tabular-nums;
  padding: 10px 16px;
  border-radius: 3px;
  transition: background 0.2s ease, transform 0.2s ease;
}
.nav-phone:hover { background: var(--blue-dark); transform: translateY(-1px); }
.nav-phone svg { width: 14px; height: 14px; }

.nav-toggle {
  display: none;
  background: transparent;
  border: 1px solid var(--hairline);
  color: var(--ink);
  padding: 10px;
  border-radius: 3px;
  cursor: pointer;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
}
.nav-toggle svg { width: 22px; height: 22px; display: block; }
.nav-toggle .icon-close { display: none; }
body.menu-open .nav-toggle .icon-bar { display: none; }
body.menu-open .nav-toggle .icon-close { display: block; }

/* ==== MOBILE DRAWER ==== */
.drawer {
  position: fixed;
  top: var(--nav-h);
  left: 0; right: 0;
  bottom: 0;
  background: #fff;
  z-index: 95;
  padding: 32px 24px 120px;
  transform: translateY(-12px);
  opacity: 0;
  visibility: hidden;
  transition: transform 0.3s ease, opacity 0.3s ease, visibility 0.3s;
  overflow-y: auto;
  border-top: 1px solid var(--hairline);
}
body.menu-open .drawer {
  transform: translateY(0);
  opacity: 1;
  visibility: visible;
}
.drawer-nav {
  display: flex;
  flex-direction: column;
  gap: 4px;
  margin-bottom: 40px;
}
.drawer-nav > a {
  font-family: 'Fraunces', serif;
  font-size: 1.6rem;
  font-weight: 500;
  letter-spacing: -0.02em;
  color: var(--ink);
  padding: 14px 0;
  border-bottom: 1px solid var(--hairline-soft);
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.drawer-nav > a svg { width: 18px; height: 18px; color: var(--gold); }
.drawer-sub {
  padding: 10px 0 16px 14px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  border-bottom: 1px solid var(--hairline-soft);
}
.drawer-sub a {
  font-size: 0.95rem;
  color: var(--stone);
  font-weight: 500;
  display: flex;
  align-items: center;
  gap: 10px;
}
.drawer-sub a svg { width: 16px; height: 16px; color: var(--blue); flex-shrink: 0; }
.drawer-sub-label {
  font-family: 'Inter';
  font-size: 0.72rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-deep);
  font-weight: 600;
  padding: 10px 0 6px;
}
.drawer-cta {
  display: block;
  background: var(--blue);
  color: #fff;
  padding: 18px;
  text-align: center;
  border-radius: 3px;
  font-weight: 600;
  font-size: 1rem;
  margin-bottom: 12px;
}
.drawer-info {
  color: var(--stone);
  font-size: 0.9rem;
  line-height: 1.6;
}
.drawer-info strong { color: var(--ink); display: block; margin-top: 16px; margin-bottom: 4px; font-family: 'Inter'; font-size: 0.72rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold-deep); font-weight: 600; }

/* ==== HERO ==== */
.hero {
  position: relative;
  min-height: 90vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  padding: calc(var(--nav-h) + 60px) 0 80px;
}
.hero-bg { position: absolute; inset: 0; z-index: 0; }
.hero-bg img { width: 100%; height: 100%; object-fit: cover; }
.hero-bg::after {
  content: "";
  position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(13, 31, 74, 0.82) 0%, rgba(13, 31, 74, 0.6) 45%, rgba(13, 31, 74, 0.88) 100%);
}
.hero-inner {
  position: relative; z-index: 2;
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 24px;
  width: 100%;
  color: #fff;
}
.hero h1 {
  font-family: 'Fraunces', Georgia, serif;
  font-size: clamp(2.4rem, 6vw, 5rem);
  line-height: 1.03;
  letter-spacing: -0.025em;
  font-weight: 500;
  margin: 22px 0 24px;
  max-width: 18ch;
}
.hero h1 em { font-style: italic; color: var(--gold-light); font-weight: 400; }
.hero-lede {
  font-size: clamp(1rem, 1.3vw, 1.15rem);
  line-height: 1.6;
  max-width: 56ch;
  color: rgba(255, 255, 255, 0.88);
  margin-bottom: 36px;
}
.hero-ctas { display: flex; flex-wrap: wrap; gap: 12px; }
.hero-proof {
  display: flex;
  gap: 40px;
  margin-top: 64px;
  padding-top: 28px;
  border-top: 1px solid rgba(255, 255, 255, 0.18);
  flex-wrap: wrap;
}
.hero-proof .stat-num {
  font-family: 'Fraunces', serif;
  font-size: clamp(1.5rem, 2.4vw, 2rem);
  font-weight: 400;
  color: var(--gold-light);
  line-height: 1;
}
.hero-proof .stat-label {
  font-size: 0.72rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.78);
  margin-top: 6px;
  font-weight: 600;
}

/* ==== SUB-HERO (smaller page heros) ==== */
.page-hero {
  position: relative;
  padding: calc(var(--nav-h) + 72px) 0 72px;
  background: var(--blue-deep);
  color: #fff;
  overflow: hidden;
}
.page-hero::before {
  content: "";
  position: absolute;
  top: -140px; right: -140px;
  width: 360px; height: 360px;
  border: 1px solid rgba(229, 198, 143, 0.12);
  border-radius: 4px;
  transform: rotate(18deg);
  pointer-events: none;
}
.page-hero-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 24px;
  position: relative;
  z-index: 2;
}
.page-hero h1 {
  font-family: 'Fraunces', serif;
  font-size: clamp(2.2rem, 5vw, 3.75rem);
  line-height: 1.05;
  letter-spacing: -0.025em;
  font-weight: 500;
  margin: 18px 0 16px;
  max-width: 22ch;
}
.page-hero p {
  font-size: clamp(1rem, 1.4vw, 1.2rem);
  color: rgba(255, 255, 255, 0.8);
  max-width: 56ch;
  line-height: 1.5;
}

/* ==== BUTTONS ==== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 15px 26px;
  font-family: 'Inter';
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  border-radius: 3px;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform 0.2s ease, background 0.2s ease, color 0.2s ease, border-color 0.2s ease, box-shadow 0.2s ease;
  text-align: center;
  white-space: nowrap;
}
.btn-primary {
  background: var(--gold);
  color: #fff;
  box-shadow: 0 2px 12px -4px rgba(192, 138, 66, 0.4);
}
.btn-primary:hover { background: var(--gold-deep); transform: translateY(-1px); box-shadow: 0 4px 18px -4px rgba(192, 138, 66, 0.5); }
.btn-ghost {
  background: transparent;
  color: #fff;
  border-color: rgba(255, 255, 255, 0.55);
}
.btn-ghost:hover { background: rgba(255, 255, 255, 0.1); border-color: #fff; }
.btn-blue { background: var(--blue); color: #fff; }
.btn-blue:hover { background: var(--blue-dark); transform: translateY(-1px); }
.btn-outline { background: transparent; color: var(--ink); border-color: var(--ink); }
.btn-outline:hover { background: var(--ink); color: #fff; }

/* ==== SECTION ==== */
section { padding: var(--sec-y) 0; }
.sec-head {
  max-width: 640px;
  margin-bottom: 56px;
}
.sec-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.sec-head h2 {
  font-family: 'Fraunces', serif;
  font-size: clamp(1.9rem, 4vw, 3rem);
  line-height: 1.08;
  letter-spacing: -0.02em;
  font-weight: 500;
  margin: 14px 0 16px;
}
.sec-head p {
  font-size: clamp(1rem, 1.2vw, 1.125rem);
  line-height: 1.55;
  color: var(--stone);
}
@media (max-width: 768px) { .sec-head { margin-bottom: 36px; } }

/* ==== SINCE 1925 BANNER ==== */
.banner {
  background: var(--blue-deep);
  color: #fff;
  padding: clamp(3rem, 7vw, 5rem) 0;
  position: relative;
  overflow: hidden;
}
.banner::before, .banner::after {
  content: "";
  position: absolute;
  width: 140px; height: 140px;
  border: 1px solid rgba(229, 198, 143, 0.22);
  border-radius: 2px;
}
.banner::before { top: -60px; left: -60px; transform: rotate(12deg); }
.banner::after { bottom: -60px; right: -60px; transform: rotate(-12deg); }
.banner-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 24px;
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 48px;
  align-items: center;
}
.banner h2 {
  font-family: 'Fraunces', serif;
  font-size: clamp(1.6rem, 3.2vw, 2.5rem);
  line-height: 1.12;
  font-weight: 500;
  letter-spacing: -0.02em;
  max-width: 24ch;
}
.banner h2 em { font-style: italic; color: var(--gold-light); }
.banner-year {
  font-family: 'Fraunces', serif;
  font-size: clamp(3.5rem, 9vw, 6.5rem);
  line-height: 1;
  font-weight: 400;
  color: var(--gold-light);
  letter-spacing: -0.04em;
  text-align: right;
}
.banner-year small {
  display: block;
  font-size: 0.68rem;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: rgba(229, 198, 143, 0.72);
  margin-top: 8px;
  font-family: 'Inter';
  font-weight: 600;
}

/* ==== COVERAGE LIST ==== */
.coverage-list {
  border: 1px solid var(--hairline);
  border-radius: 8px;
  overflow: hidden;
  background: var(--canvas);
}
.coverage-row {
  display: grid;
  grid-template-columns: 56px minmax(180px, 220px) 1fr auto;
  gap: 24px;
  padding: 24px 28px;
  border-bottom: 1px solid var(--hairline);
  align-items: center;
  transition: background 0.2s ease;
}
.coverage-row:last-child { border-bottom: 0; }
.coverage-row:hover { background: var(--canvas-alt); }
.coverage-row .c-icon {
  width: 44px; height: 44px;
  border-radius: 4px;
  background: var(--blue-wash);
  color: var(--blue);
  display: flex;
  align-items: center;
  justify-content: center;
}
.coverage-row .c-icon svg { width: 22px; height: 22px; stroke-width: 1.5; }
.coverage-row .c-head h3 {
  font-family: 'Fraunces', serif;
  font-size: 1.25rem;
  font-weight: 500;
  letter-spacing: -0.015em;
  line-height: 1.15;
  margin-bottom: 4px;
}
.coverage-row .c-head p { font-size: 0.88rem; color: var(--stone); line-height: 1.45; }
.coverage-row .c-chips { display: flex; flex-wrap: wrap; gap: 6px; align-items: center; }
.coverage-row .c-chip {
  padding: 5px 10px;
  background: var(--canvas-alt);
  color: var(--ink);
  font-size: 0.78rem;
  font-weight: 500;
  border-radius: 3px;
  border: 1px solid var(--hairline);
  white-space: nowrap;
}
.coverage-row .c-cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--blue);
  font-weight: 600;
  font-size: 0.88rem;
  padding: 10px 16px;
  border: 1px solid var(--blue);
  border-radius: 3px;
  transition: background 0.2s ease, color 0.2s ease;
  white-space: nowrap;
}
.coverage-row .c-cta:hover { background: var(--blue); color: #fff; }

/* ==== UPSELL ==== */
.upsell-section .sec-head { margin-bottom: clamp(36px, 5vw, 56px); }
.upsell-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(28px, 5vw, 80px);
  align-items: center;
  margin-bottom: clamp(48px, 7vw, 96px);
}
.upsell-row:last-child { margin-bottom: 0; }
.upsell-row.reverse > .upsell-img { order: 2; }
.upsell-img {
  border-radius: 8px;
  overflow: hidden;
  aspect-ratio: 5/4;
  box-shadow: 0 24px 60px -28px rgba(14, 23, 38, 0.45);
  position: relative;
}
.upsell-img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.7s ease; }
.upsell-row:hover .upsell-img img { transform: scale(1.02); }
.upsell-content h3 {
  font-family: 'Fraunces', serif;
  font-size: clamp(1.65rem, 2.8vw, 2.3rem);
  line-height: 1.12;
  font-weight: 500;
  letter-spacing: -0.02em;
  margin: 10px 0 14px;
}
.upsell-content p { font-size: clamp(0.98rem, 1.15vw, 1.08rem); line-height: 1.65; color: var(--stone); margin-bottom: 20px; }
.upsell-cta {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--blue);
  font-weight: 600;
  font-size: 0.95rem;
  position: relative;
  padding-bottom: 4px;
}
.upsell-cta::after {
  content: "";
  position: absolute;
  left: 0; bottom: 0;
  width: 100%; height: 1.5px;
  background: var(--gold);
  transform-origin: left;
  transform: scaleX(0.3);
  transition: transform 0.22s ease;
}
.upsell-cta:hover::after { transform: scaleX(1); }

/* ==== EDITORIAL ==== */
.editorial {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: clamp(32px, 7vw, 96px);
  align-items: start;
}
.editorial-head h2 {
  font-family: 'Fraunces', serif;
  font-size: clamp(1.9rem, 4vw, 3rem);
  line-height: 1.08;
  letter-spacing: -0.02em;
  font-weight: 500;
  margin-top: 14px;
}
.editorial-body { font-size: 1.05rem; line-height: 1.7; color: var(--ink); }
.editorial-body p { margin-bottom: 20px; }
.editorial-body p:last-child { margin-bottom: 0; }
.drop-cap::first-letter {
  font-family: 'Fraunces', serif;
  font-size: 4rem;
  float: left;
  line-height: 0.9;
  padding: 6px 12px 0 0;
  color: var(--blue);
  font-weight: 500;
}

/* ==== CARRIERS WALL ==== */
.carriers-section { background: var(--canvas-alt); }
.carriers-wall {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 1px;
  background: var(--hairline);
  border: 1px solid var(--hairline);
  margin-top: 32px;
  border-radius: 3px;
  overflow: hidden;
}
.carrier-cell {
  background: var(--canvas);
  padding: 28px 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  min-height: 100px;
  font-family: 'Fraunces', serif;
  font-size: 1rem;
  font-weight: 500;
  color: var(--blue);
  letter-spacing: -0.005em;
  text-align: center;
  transition: background 0.25s ease, color 0.25s ease;
  line-height: 1.2;
}
.carrier-cell.primary { background: var(--blue); color: #fff; }
.carrier-cell.primary small {
  display: block;
  font-family: 'Inter';
  font-size: 0.58rem;
  letter-spacing: 0.2em;
  color: var(--gold-light);
  font-weight: 600;
  margin-top: 6px;
  text-transform: uppercase;
}
.carrier-cell:not(.primary):hover { background: var(--blue-wash); color: var(--blue-dark); }

/* ==== TEAM ==== */
.team-grid {
  display: flex;
  flex-direction: column;
  gap: 64px;
  margin-top: 24px;
}
.team-member {
  display: grid;
  grid-template-columns: 180px 1fr;
  gap: clamp(24px, 4vw, 56px);
  align-items: start;
  max-width: 880px;
}
.team-portrait {
  width: 180px;
  aspect-ratio: 3/4;
  background: var(--canvas-alt);
  border-radius: 4px;
  overflow: hidden;
  position: relative;
  box-shadow: 0 16px 36px -20px rgba(14, 23, 38, 0.35);
  border: 1px solid var(--hairline);
}
.team-portrait img { width: 100%; height: 100%; object-fit: cover; filter: saturate(0.92) contrast(1.02); }
.team-portrait.monogram {
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(180deg, var(--blue) 0%, var(--blue-deep) 100%);
  color: var(--gold-light);
  font-family: 'Fraunces', serif;
  font-size: 3.5rem;
  font-weight: 400;
  letter-spacing: -0.02em;
}
.team-info { padding-top: 8px; }
.team-role {
  font-size: 0.72rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-deep);
  font-weight: 600;
}
.team-name {
  font-family: 'Fraunces', serif;
  font-size: clamp(1.5rem, 2.4vw, 2rem);
  font-weight: 500;
  letter-spacing: -0.02em;
  margin: 8px 0 16px;
}
.team-quote { font-size: 1.02rem; line-height: 1.6; color: var(--ink); }
.team-contact {
  margin-top: 16px;
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}
.team-contact a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 14px;
  background: var(--blue-wash);
  color: var(--blue);
  border-radius: 3px;
  font-size: 0.85rem;
  font-weight: 600;
  transition: background 0.2s ease, color 0.2s ease;
}
.team-contact a:hover { background: var(--blue); color: #fff; }

/* ==== STAFF GRID (team page) ==== */
.staff-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  margin-top: 24px;
}
.staff-card {
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.staff-portrait {
  aspect-ratio: 3/4;
  background: var(--canvas-alt);
  border-radius: 6px;
  overflow: hidden;
  border: 1px solid var(--hairline);
}
.staff-portrait img { width: 100%; height: 100%; object-fit: cover; filter: saturate(0.92) contrast(1.02); }
.staff-portrait.monogram {
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(180deg, var(--blue) 0%, var(--blue-deep) 100%);
  color: var(--gold-light);
  font-family: 'Fraunces', serif;
  font-size: 4rem;
  font-weight: 400;
}
.staff-name {
  font-family: 'Fraunces', serif;
  font-size: 1.25rem;
  font-weight: 500;
  letter-spacing: -0.015em;
  line-height: 1.2;
}
.staff-role {
  font-size: 0.78rem;
  color: var(--stone);
  margin-top: 2px;
}

/* ==== OFFICES ==== */
.offices-section {
  background: var(--blue-deep);
  color: #fff;
}
.offices-section .sec-head h2 { color: #fff; }
.offices-section .sec-head p { color: rgba(255, 255, 255, 0.72); }
.offices-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.office-card {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(229, 198, 143, 0.2);
  border-radius: 6px;
  padding: 28px;
  transition: border-color 0.25s ease, transform 0.25s ease, background 0.25s ease;
}
.office-card:hover { border-color: var(--gold-light); transform: translateY(-2px); background: rgba(255, 255, 255, 0.06); }
.office-city {
  font-family: 'Fraunces', serif;
  font-size: 1.65rem;
  font-weight: 500;
  letter-spacing: -0.02em;
  margin-bottom: 20px;
}
.office-detail {
  display: flex;
  gap: 12px;
  padding: 14px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  align-items: flex-start;
  font-size: 0.92rem;
  line-height: 1.5;
  color: rgba(255, 255, 255, 0.88);
}
.office-detail:last-child { border-bottom: 0; }
.office-detail strong {
  display: block;
  font-size: 0.66rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-light);
  font-weight: 600;
  margin-bottom: 4px;
}
.office-detail a { color: #fff; }
.office-detail a:hover { color: var(--gold-light); }
.office-icon { flex-shrink: 0; width: 18px; height: 18px; color: var(--gold-light); margin-top: 2px; }
.office-meta { color: rgba(255, 255, 255, 0.55); font-size: 0.84rem; }

/* ==== TESTIMONIALS ==== */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-top: 24px;
}
.quote-card {
  background: var(--canvas);
  border: 1px solid var(--hairline);
  border-radius: 6px;
  padding: 32px;
  display: flex;
  flex-direction: column;
  gap: 18px;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}
.quote-card:hover { transform: translateY(-2px); box-shadow: 0 20px 40px -24px rgba(14, 23, 38, 0.2); }
.quote-card .marks { font-family: 'Fraunces', serif; font-size: 2.8rem; line-height: 0.5; color: var(--gold); }
.quote-card blockquote {
  font-family: 'Fraunces', serif;
  font-size: 1.08rem;
  line-height: 1.5;
  color: var(--ink);
  font-style: italic;
  font-weight: 400;
  letter-spacing: -0.01em;
}
.quote-card cite {
  font-style: normal;
  font-size: 0.78rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--stone);
  font-weight: 600;
}

/* ==== CTA BAND ==== */
.cta-band {
  padding: clamp(3.5rem, 8vw, 5.5rem) 0;
  background: var(--blue-wash);
  text-align: center;
}
.cta-band h2 {
  font-family: 'Fraunces', serif;
  font-size: clamp(1.9rem, 4.5vw, 3rem);
  line-height: 1.08;
  letter-spacing: -0.02em;
  font-weight: 500;
  max-width: 22ch;
  margin: 16px auto 18px;
}
.cta-band p {
  font-size: clamp(1rem, 1.3vw, 1.125rem);
  color: var(--stone);
  max-width: 52ch;
  margin: 0 auto 28px;
  line-height: 1.55;
}
.cta-band .cta-actions { display: flex; justify-content: center; gap: 12px; flex-wrap: wrap; }

/* ==== FOOTER ==== */
footer {
  background: var(--blue-deep);
  color: rgba(255, 255, 255, 0.72);
  padding: 72px 0 28px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 56px;
}
.footer-brand-logo {
  display: inline-block;
  background: #fff;
  padding: 8px 14px;
  border-radius: 3px;
  margin-bottom: 20px;
}
.footer-brand-logo img { height: 32px; display: block; }
.footer-brand p { font-size: 0.9rem; line-height: 1.6; max-width: 32ch; }
footer h4 {
  font-family: 'Inter';
  font-size: 0.7rem;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold-light);
  font-weight: 600;
  margin-bottom: 18px;
}
footer ul { list-style: none; display: flex; flex-direction: column; gap: 10px; font-size: 0.9rem; }
footer ul a { transition: color 0.2s ease; }
footer ul a:hover { color: var(--gold-light); }
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
  align-items: center;
  font-size: 0.82rem;
}
.footer-stamp {
  font-family: 'Fraunces', serif;
  font-style: italic;
  color: var(--gold-light);
  font-size: 0.92rem;
}

/* ==== REVEAL ==== */
.reveal {
  opacity: 0;
  transform: translateY(14px);
  transition: opacity 0.7s ease-out, transform 0.7s ease-out;
}
.reveal.in { opacity: 1; transform: translateY(0); }
.reveal[data-delay="1"] { transition-delay: 80ms; }
.reveal[data-delay="2"] { transition-delay: 160ms; }
.reveal[data-delay="3"] { transition-delay: 240ms; }
.reveal[data-delay="4"] { transition-delay: 320ms; }

/* ==== FORM ==== */
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 28px;
}
.form-grid .full { grid-column: 1 / -1; }
.form-grid label {
  display: flex;
  flex-direction: column;
  gap: 6px;
  font-size: 0.78rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-weight: 600;
  color: var(--gold-deep);
}
.form-grid input, .form-grid textarea {
  font-family: 'Inter';
  font-size: 1rem;
  color: var(--ink);
  background: #fff;
  border: 1px solid var(--hairline);
  border-radius: 3px;
  padding: 14px 16px;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
  font-weight: 400;
  letter-spacing: normal;
  text-transform: none;
}
.form-grid input:focus, .form-grid textarea:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(30, 58, 138, 0.1);
}
.form-grid textarea { min-height: 120px; resize: vertical; }

/* ==== RESPONSIVE ==== */
@media (max-width: 1024px) {
  .carriers-wall { grid-template-columns: repeat(4, 1fr); }
  .testimonials-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
  .staff-grid { grid-template-columns: repeat(3, 1fr); gap: 24px; }
}
@media (max-width: 900px) {
  .coverage-row {
    grid-template-columns: 48px 1fr auto;
    grid-template-areas:
      "icon head cta"
      "chips chips chips";
    gap: 16px;
    padding: 20px 22px;
  }
  .coverage-row .c-icon { grid-area: icon; width: 40px; height: 40px; }
  .coverage-row .c-icon svg { width: 20px; height: 20px; }
  .coverage-row .c-head { grid-area: head; }
  .coverage-row .c-chips { grid-area: chips; }
  .coverage-row .c-cta { grid-area: cta; padding: 8px 12px; font-size: 0.82rem; }
  .staff-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .nav-links { display: none; }
  .nav-phone { padding: 10px 14px; font-size: 0.85rem; }
  .nav-phone span.phone-text { display: none; }
  .nav-phone::before { content: "Call"; font-weight: 600; }
  .nav-toggle { display: inline-flex; }
  .hero { min-height: 82vh; padding: calc(var(--nav-h) + 40px) 0 56px; }
  .hero h1 { margin: 16px 0 18px; }
  .hero-lede { margin-bottom: 28px; }
  .hero-proof { gap: 24px; margin-top: 44px; padding-top: 24px; }
  .hero-proof .stat { flex: 1; min-width: 40%; }
  .banner-inner { grid-template-columns: 1fr; gap: 20px; }
  .banner-year { text-align: left; }
  .editorial { grid-template-columns: 1fr; gap: 24px; }
  .coverage-row .c-head h3 { font-size: 1.1rem; }
  .coverage-row .c-head p { font-size: 0.82rem; }
  .coverage-row .c-chip { font-size: 0.72rem; padding: 4px 8px; }
  .upsell-row { grid-template-columns: 1fr; gap: 20px; margin-bottom: 48px; }
  .upsell-row.reverse > .upsell-img { order: 0; }
  .upsell-img { aspect-ratio: 16/10; }
  .upsell-content h3 { font-size: 1.4rem; }
  .upsell-content p { font-size: 0.95rem; margin-bottom: 14px; }
  .team-grid { gap: 48px; }
  .team-member { grid-template-columns: 1fr; gap: 20px; }
  .team-portrait { width: 160px; }
  .offices-grid { grid-template-columns: 1fr; }
  .carriers-wall { grid-template-columns: repeat(3, 1fr); }
  .footer-grid { grid-template-columns: 1fr; gap: 36px; margin-bottom: 40px; }
  .footer-bottom { flex-direction: column; align-items: flex-start; text-align: left; gap: 12px; }
  .btn { padding: 14px 22px; font-size: 0.92rem; width: auto; }
  .hero-ctas { width: 100%; }
  .hero-ctas .btn { flex: 1 1 auto; min-width: 140px; }
  .cta-band .cta-actions .btn { flex: 1 1 auto; min-width: 160px; }
  .office-card { padding: 24px; }
  .quote-card { padding: 24px; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .page-hero { padding: calc(var(--nav-h) + 48px) 0 52px; }
}
@media (max-width: 480px) {
  .carriers-wall { grid-template-columns: repeat(2, 1fr); }
  .carrier-cell { min-height: 88px; padding: 22px 14px; font-size: 0.92rem; }
  .hero-proof { gap: 18px; }
  .hero-proof .stat { min-width: 42%; }
  .banner-year { font-size: 4rem; }
  .staff-grid { grid-template-columns: 1fr 1fr; gap: 16px; }
  .staff-portrait.monogram { font-size: 3rem; }
  .staff-name { font-size: 1.1rem; }
}
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  * { scroll-behavior: auto !important; }
}