White Insurance & Associates is an independent agency serving Charleston, Elkview, Huntington, and all of West Virginia. Auto, home, business, life, and group benefits — fitted to your life, by people who live here too.
Five practice areas, twelve carriers. Everything visible at a glance — no hunting.
Your commute, your home, everything inside it.
Main-street shops to hospitality groups.
Protection for the people who depend on you.
Full-spectrum benefits for WV employers.
Parts A–D, explained by someone local.
Dwelling, contents, outbuildings, flood riders where the Kanawha and Elk reach, and higher-limit endorsements when your home's worth more than the standard form can cover. We walk every policy with you, line by line.
Get a home quote →
Multi-vehicle discounts, multi-policy savings, and accident forgiveness where available. Motorcycle, boat, camper — if it's titled, we'll write it. Claims are filed with the same office that issued your policy.
Get an auto quote →
Business Owners Packages for small shops, full commercial property-and-liability for larger operations, professional liability for licensed work, and specialty hospitality coverage for West Virginia's hotels and motels.
Get a business quote →
Individual term and whole-life policies, final expense coverage, and annuities structured for retirement. For employers, full group benefits — health, dental, vision, life, disability, plus FSA and HSA administration.
Talk through life coverage →Being an independent agency means we work for you, not a single carrier. We shop twelve of the strongest insurance companies in the country on your behalf, compare what they offer against what your life actually looks like, and sit down at the table with you to walk through it.
That's not a pitch. That's what Brad, Lisa, and our team have been doing in West Virginia since the agency opened on Staunton Avenue in 1925 — the same year Charleston's first radio station signed on the air.
A century later, the technology has changed. The cars have changed. The homes and businesses we cover have grown, multiplied, passed down generations. What hasn't changed is that you can call the same office, talk to the same agent, and leave knowing you're covered by someone who answers their own phone.
Independent means we compare. You get the right carrier for your situation, not the one a captive agency has to sell.
"Our agency has been writing policies out of Charleston since 1925. A hundred years later we're still doing the same work — at the same desk, honestly. Independent means I'm free to find you the right policy. Being family-owned means I'm still going to be here to service it next year, and the year after that."
"Insurance isn't the fun part of adulthood, but it's the part that lets you sleep at night. Our job is to put a policy in front of you that's honest about what it covers, priced fairly, and answerable to a real person. That's what West Virginians have asked for for a century, and it's what we've tried to deliver."
Charleston, Elkview, and Huntington — Monday through Friday, 9 to 5. Walk in. Call in. Whichever's closer.
Easy to work with and the best price on insurance I have ever got.— Vince B.
Lisa and her team are great. I would highly recommend her office to anyone who's looking.— Heather G.
Very nice, caring people work at White Insurance. Great service — highly recommend.— Deborah M., Charleston
Free quotes. Low down payments. Multi-policy discounts. Immediate coverage when you need it. That's independent insurance, done the West Virginia way.
